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Credit Card Debt Consolidation Service

 Credit Card Debt Consolidation Service Offers Debt Consolidation - 
A Nonprofit Consumer Credit Counseling Service

In order to reduce your debt, you need less credit not more. Credit Card Debt Consolidation Service consumer credit counseling service will help you find the solution to your debt problem without a new loan. Increasing debt with a debt consolidation loan, or, mortgaging your house is typically financial suicide. Many people report that re-financing with a credit card consolidation loan or a second mortgage pushed them over the financial brink. Under these circumstances, the loan or mortgage you do obtain (if you qualify) will be at a very high interest, and though you will appear to be making progress, you will only be digging yourself in deeper in debt.

Our consumer credit counseling service offers debt consolidation, a process of restructuring your existing high interest credit card debt and other bills with your creditors. We negotiate with all of your creditors to obtain the lowest monthly obligation needed to satisfy all of your current accounts. Debt consolidation is not a loan, but a process to lower your current monthly payments and interest rates.

If you just continue to pay the minimum requested payments on your credit cards, it could take upwards of 20 years to pay off your high interest debt. With our program, most debt is paid off in approximately 4 years or less, even if your currently behind in your payments. Go to our debt calculator to see how long it will take you!

We work for our clients. Once you've filled out our application and decide to become a client, Credit Card Debt Consolidation Service consumer credit counseling service will contact your creditors to negotiate better rates on your behalf. All you need is at least $3,000 in unsecured debt to qualify for consolidation. If you desire to become debt-free, then click here to fill out our no-obligation consultation form and a counselor will contact you shortly.

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