California Credit Card Debt Consolidation services

Offering Nonprofit Consumer Credit Counseling Services

California Credit Card Debt Consolidation Service offers consumer credit counseling services that work for you. Once you've filled out our application and decide to become a client, we will contact your creditors to negotiate better rates on your behalf. If you desire to become debt-free, then click here to fill out our no-obligation California consultation form and a counselor will contact you shortly. If you just continue to pay the minimum requested payments on your credit cards, it could take upwards of 25 years to pay off your high interest debt. With our California debt program, most debt is paid off in approximately 4 years or less, even if your currently behind in your payments. Go to our debt calculator to see how long it will take you!

In order to reduce your debt, you need less credit not more. Our California consumer credit counseling services help you find the solution to your debt problem increasing debt with a debt consolidation loan, or, mortgaging your house. Many people report that re-financing with a credit card consolidation loan or a second mortgage pushed them over the financial brink. Under these circumstances, the loan or mortgage you do obtain (if you qualify) will be at a very high interest, and though you will appear to be making progress, you will only be digging yourself in deeper in debt.

Our consumer credit counseling service offers debt consolidation, a process of restructuring your existing high interest credit card debt and other bills with your creditors. We negotiate with all of your creditors to obtain the lowest monthly obligation needed to satisfy all of your current accounts. Debt consolidation is not a loan, but a process to lower your current monthly payments and interest rates. You will be making one convenient monthly payment to us and in turn we disburse all funds to your creditors. In most cases, this new payment will be lower (perhaps by as much as 60%) than the sum of your current individual account obligations, and more of your money will be going on the principal.

Fill out our no-obligation consultation form today!

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California Credit Card Debt Consolidation Service-DEBTCONSOLIDATION SITE DIRECTORY